Business Career College

Harmonized A&S (Common Law)

Subscription Membership

$30/Month + $100 Activation

Subscribe now and get access to electronic textbooks, instructional videos, Practice Quizzes, Mock Exams and Certification Exams.

Meets the requirement to write the Accident & Sickness provincial exams outside of Quebec.

This monthly subscription will automatically charge the credit card on file each month. Students are responsible for cancellations and each payment is non-refundable and non-transferable.

Includes access to online C.E. courses, Mutual Funds Boot Camp and our Career Management System.

One-Time Payment

From $199

Pay a one-time fee for the electronic textbooks, instructional videos, Practice Quizzes, Mock Exams and Certification Exams.

Meets the requirement to write the Accident & Sickness provincial exams outside of Quebec.

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The Harmonized Accident & Sickness Course (HA&S) provides training for a career in selling disability and health insurance products. This course includes the certification required to write the provincial licensing exams and to apply for an Accident and Sickness Insurance license. This course is currently valid in every Canadian jurisdiction except Quebec.

The course consists of three modules based on the CISRO/OCRA textbooks. Registration fees include all development fees, but provincial examination and licensing fees are separate.

All registrants must have a Canadian Insurance Participant Registry number to enroll in this course. You can get yours here.

Enough reading? Register above.

To complete the HA&S, students will complete two Certification Exams. The two tested modules will include an electronic textbook and video series. Students will then attempt the Practice Quiz. This will unlock the Mock Exam which must be passed with a score of 70% or higher to write the Certification Exam. All BCC exams are written online and do not require supervision. The third module, Taxation, includes an electronic textbook and video series, but is not tested separately; the information will be found on the two exams.

While the successful completion of the exams is the end goal of the A&S course, our program is designed to provide students with the knowledge required to make decisions as a licensed agent in practical, real world scenarios. Join our knowledgeable instructors for a comprehensive seminar covering the A&S course. Classes provide an excellent opportunity for students to further their understanding of the challenging topics that make up the course. All live instruction classes run from 08:00-16:30 Mountain Time.

The Harmonized A&S Subscription includes:

  • CISRO/AMF Harmonized A&S Online Textbook
  • Online Resources - Practice Questions, Instructional Videos & Full Length Mock Exam 
  • Certification Exams
  • Recorded Webinar
  • Ongoing access to online courses, such as CE and the Mutual Funds Boot Camp

Students may also add, at any time:

  • Two Day Live Instruction - In Class or Live Webinar ($199)

Ready to register? Scroll to the top to sign up!

Upon successful completion of the two certification exams, Business Career College will electronically notify the CIPR database which will allow registration in the provincial licensing exam. The provincial exam is not included in this package. Students are responsible to register for the provincial licensing exam with the appropriate organization in their jurisdiction.

HLLQP includes the HA&S materials. You do not need to register into both courses to obtain your full Life license.