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The Harmonized Life License Qualification Program (HLLQP) provides training for a career in selling life insurance and the related financial products. This course includes the certification required to write the provincial licensing exams and to apply for Life Insurance and Accident and Sickness Insurance licenses. This course is currently valid in every Canadian jurisdiction except Quebec.

The course consists of five modules based on the CISRO/OCRA textbooks. Registration fees include all development fees, but provincial examination and licensing fees are separate.

All registrants must have a Canadian Insurance Participant Registry number to enroll in this course. You can get yours here.

Enough reading? Register on the top right.

To complete the HLLQP, students will complete four Certification Exams. The four tested modules will include an electronic textbook and video series. Students will then attempt the Practice Quiz. This will unlock the Mock Exam which must be passed with a score of 70% or higher to write the Certification Exam. All BCC exams are written online and do not require supervision. The fifth module, Taxation, includes an electronic textbook and video series, but is not tested separately; the information will be found on the four exams.

While the successful completion of the exams is the end goal of the LLQP, our program is designed to provide students with the knowledge required to make decisions as a licensed agent in practical, real world scenarios. Join our knowledgeable instructors for a comprehensive seminar covering the LLQP course. Classes provide an excellent opportunity for students to further their understanding of the challenging topics that make up the LLQP. All live instruction classes run from 08:00-16:30 Mountain Time.

Ready to register? Click the register button on the top right!

Upon successful completion of the four certification exams, Business Career College will electronically notify the CIPR database which will allow registration in the provincial licensing exam. The provincial exam is not included in this package. Students are responsible for registering for the provincial licensing exam with the appropriate organization in their jurisdiction.

HLLQP includes the HA&S materials. You do not need to register in both courses to obtain your full Life license.




If you’re a licensed professional for Accident & Sickness (A&S) insurance, you are familiar with the licensing process. Perhaps you would like to expand your knowledge and advise Canadians on insurance products that provide peace of mind and financial security for their loved ones.  

You’ve already completed the Accident & Sickness program, and you’ll receive credit for those courses for the Life License Qualification Program (LLQP) course curriculum.  

Successful completion of the remaining course components, including certification exams, enables you to write the provincial licensing exam and apply for a life insurance license in any Canadian jurisdiction except Quebec.

Note: Yukon applicants complete provincial exams in BC and are then able to apply for a license in Yukon.

Included modules

Segregated Funds and Annuities, plus exam

Life Insurance, plus exam

Ethics & Professional Practices, plus exam*

*This module is required only for agents that earned their A&S licenses prior to January 2016

The courses are offered through self-study with an option to attend classroom sessions or live webinars. Learn at a pace that is comfortable for you and fits into your schedule. All live instruction classes run from 08:00-16:30 Mountain Time.

Although every student moves through the course material at a different rate, expect to spend about 25-75 hours for the self-study option, depending on the number of modules. The classroom and live webinar sessions will vary as well.

Live Instruction & Additional Resources
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$0.00 $99.00

Need a little help getting through your course? Whether you're with BCC or another provider, the below resources may work well for you. If you're interested in options for your company or office, please contact Penny Watt.

These options do not include course materials or certification exams. If you want to register for the course materials and exams, please click here.

Live Instruction (Includes Recorded Instruction & Slide Deck)


Take advantage of our knowledgeable instructors for comprehensive live and interactive instruction covering the course modules. In addition to material review, students will also work through case studies and exam questions to get prepared to write the exams and apply their knowledge in the real world. The instruction provides an excellent opportunity for students to further their understanding of the challenging topics. Includes Recorded Instruction & Slide Deck.

Recorded Instruction


Get instruction at your pace with a recording of one of our live webinars.

Instructor Slide Deck


Get the same slides our instructors use to lead our classes.

Package (Recorded Instruction & Slide Deck)


Order both the Instructor Slide Deck and the Recorded Instruction and save!

The provincial exam is not included in these packages. It must be arranged through your provincial insurance regulator.

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