Get in touch with us: (877) 934-5577

Cart

Your cart is currently empty.

$325.00

The Harmonized Life License Qualification Program (HLLQP) provides training for a career in selling life insurance and the related financial products. This course includes the certification required to write the provincial licensing exams and to apply for Life Insurance and Accident and Sickness Insurance licenses. This course is currently valid in every Canadian jurisdiction except Quebec.

The course consists of five modules based on the CISRO/OCRA textbooks. Registration fees include all development fees, but provincial examination and licensing fees are separate.

All registrants must have a Canadian Insurance Participant Registry number to enroll in this course. You can get yours here.

Enough reading? Register on the top right.

To complete the HLLQP, students will complete four Certification Exams. The four tested modules will include an electronic textbook and video series. Students will then attempt the Practice Quiz. This will unlock the Mock Exam which must be passed with a score of 70% or higher to write the Certification Exam. All BCC exams are written online and do not require supervision. The fifth module, Taxation, includes an electronic textbook and video series, but is not tested separately; the information will be found on the four exams.

While the successful completion of the exams is the end goal of the LLQP, our program is designed to provide students with the knowledge required to make decisions as a licensed agent in practical, real world scenarios. Join our knowledgeable instructors for a comprehensive seminar covering the LLQP course. Classes provide an excellent opportunity for students to further their understanding of the challenging topics that make up the LLQP. All live instruction classes run from 08:00-16:30 Mountain Time.

Ready to register? Click the register button on the top right!

Upon successful completion of the four certification exams, Business Career College will electronically notify the CIPR database which will allow registration in the provincial licensing exam. The provincial exam is not included in this package. Students are responsible for registering for the provincial licensing exam with the appropriate organization in their jurisdiction.

HLLQP includes the HA&S materials. You do not need to register in both courses to obtain your full Life license.

 

 

$199.00

Help Canadians protect their lifestyle by advising them on the types of accident and illness insurance products that would meet their needs. The Accident & Sickness (A&S) course is an entry level course toward a career as an insurance agent.

Successful completion of all course components, including certification exams, enables you to write the provincial licensing exam and to apply for an Accident & Sickness Insurance license in any Canadian jurisdiction except Quebec.

This course does not allow you to apply for a license to sell life insurance products.

Included modules

Ethics & Professional Practices, plus exam

Accident & Sickness, plus exam

Taxation

The courses are offered through self-study with an option to attend classroom sessions or live webinars. Learn at a pace that is comfortable for you and fits into your schedule.

Although every student moves through the course material at a different rate, expect to spend about 60 hours for the self-study option. The classroom and live webinar sessions are 2 days of instruction.

$105.00

BCC CE seminars and webinars feature presenters from the financial services sector, as well as other institutions and industries. Attend to learn about and discuss emerging trends and important topics to financial and insurance professionals.

COVID-19 UPDATE for Live Classes:

All live seminars have been changed to webinar format during the COVID-19 pandemic.

Webinars

Format:

Up to 2 days of live webinar instruction

Cost:

  • $105 + GST for 1 day and $185 + GST for 2 days
  • The cost of 1 seminar is included in the annual CE subscription

Seminars:

  • Risk Management Fundamentals
  • Insurance Basics
  • Insurance Essentials

Custom seminars and webinars

If your organization wants to host a CE event for your agents or employees, BCC can deliver a custom seminar or live webinar. We pull content from our extensive CE Library and develop a course specific to your needs and region. Contact us for more information.

Webinar access

You will be receiving two emails prior to your webinar.

  • The first will outline what you will need to do to be prepared for the class.
  • The second is the invitation for the webinar itself. You will need to have access to this email on the computer you will use to attend the session.

Technical Support

We are always available during the webinar if you have any trouble. You may contact us at 877-934-5577.

If you have any questions about your upcoming seminar please call us at 877-934-5577 or email registrations@businesscareercollege.com to get in touch with our staff.

$150.00

If you’re a licensed professional for Accident & Sickness (A&S) insurance, you are familiar with the licensing process. Perhaps you would like to expand your knowledge and advise Canadians on insurance products that provide peace of mind and financial security for their loved ones.  

You’ve already completed the Accident & Sickness program, and you’ll receive credit for those courses for the Life License Qualification Program (LLQP) course curriculum.  

Successful completion of the remaining course components, including certification exams, enables you to write the provincial licensing exam and apply for a life insurance license in any Canadian jurisdiction except Quebec.

Note: Yukon applicants complete provincial exams in BC and are then able to apply for a license in Yukon.

Included modules

Segregated Funds and Annuities, plus exam

Life Insurance, plus exam

Ethics & Professional Practices, plus exam*

*This module is required only for agents that earned their A&S licenses prior to January 2016

The courses are offered through self-study with an option to attend classroom sessions or live webinars. Learn at a pace that is comfortable for you and fits into your schedule. All live instruction classes run from 08:00-16:30 Mountain Time.

Although every student moves through the course material at a different rate, expect to spend about 25-75 hours for the self-study option, depending on the number of modules. The classroom and live webinar sessions will vary as well.

$375.00

Walk into your certification exam feeling confident that you know what to expect.

BCC Exam Prep helps you prepare for your Qualified Associate Financial Planner™ (QAFP™) or Certified Financial Planner® (CFP®) certification exam.

FP Canada™ Exams

The QAFP exam is a computer-based exam made up of roughly 95 multiple choice questions which must be completed in 4 hours. Read more.

The 6-hour computer-based CFP exam is made up of two three-hour sections with a lunch break in between. Read more.

FP Canada proctors exams and sets the schedule. Check the schedule for the exam you want to write, ensuring you have enough time to prepare.

Study Schedule for Nov 2020 QAFP Exam
Study schedule for Nov 2020 CFP Exam

Prerequisites

QAFP Certification

Optional QAFP Professional Education Program (through FP Canada) to be completed after the exam.

CFP Certification

Format

Choose from live webinar or recorded instruction. The live webinar is 3 days of instruction.

The course also includes:

  • Two full-length mock exams
  • BCC CFP Certification Education Program material
  • 90-day study schedule.
$25.00

Our Ethics & Professional Responsibility CE courses give you an opportunity to earn the Professional Responsibility credits that are required annually for many insurance and financial designations.

Attend Live

Each December we offer live Professional Responsibility sessions, with Ethics Case Studies Vol I & Vol II being offered on Dec 7, 2020. Note: CFP® professionals need 2 Professional Responsibility CE credits this year – so sign up for both sessions if you need both credits! Only Vol I is accredited for Saskatchewan Ethics credit.

Cost:

  • Flat-fee: $25 per session with registration fees being donated to a local charity.

Attend Online

Our online courses feature one to two hours of recorded instruction. To complete the course students must watch the video and score at least 60% on the online multiple-choice quiz.

You will receive access to the course within one business day of your registration and CE certificate within one business day of completion.

Cost:

  • Flat-fee: $25 per course.
  • Subscription: $15 per month or $150 per year. Includes access to all courses, as well as our entire CE course catalogue and podcast quizzes by using our CE Subscription option. Includes three 4-hour live web sessions.

Course descriptions

Addressing Conflicts of Interest

Look at conflict of interest scenarios and learn how to recognize and address them. The conflict of interest course also covers creating effective policies for maintaining compliance responsibilities.

This course is approved for Ethics and Professional Responsibility credits for a number of different jurisdictions and licenses, including the FP Canada Professional Responsibility and Saskatchewan Ethics categories.

Ethics Case Studies, Vol I

This course is approved for Ethics and Professional Responsibility credits for several different jurisdiction and licenses, including the FP Canada Professional Responsibility and Saskatchewan Ethics categories.

In this course, you will cover:

  • A case study dealing with an inadvertent disclosure of client information
  • A case study dealing with an inappropriate use of a Power of Attorney.

For both cases, discussion will cover:

  • The advisor's role and responsibilities.
  • Possible handling of ethical and regulatory dilemmas.
  • Steps to prevent problems before they arise.Possible handling of ethical and regulatory dilemmas.
  • Steps to prevent problems before they arise.

Ethics Case Studies, Vol II

This course is approved for Ethics and Professional Responsibility credits for several different jurisdictions and licenses, including the FP Canada Professional Responsibility category.

In this course, you will cover:

  • A case study dealing with a client changing their retirement plans to assist another with a business venture.
  • A case study dealing with mistake made by a professional referral

For both cases, the discussion will cover:

  • The advisor's role and responsibilities.
  • Possible handling of ethical and regulatory dilemmas.
  • Steps to prevent problems before they arise.
Live Instruction & Additional Resources
Sale -100%
$0.00 $99.00

Need a little help getting through your course? Whether you're with BCC or another provider, the below resources may work well for you. If you're interested in options for your company or office, please contact Penny Watt.

These options do not include course materials or certification exams. If you want to register for the course materials and exams, please click here.

Live Instruction (Includes Recorded Instruction & Slide Deck)

$199-$329

Take advantage of our knowledgeable instructors for comprehensive live and interactive instruction covering the course modules. In addition to material review, students will also work through case studies and exam questions to get prepared to write the exams and apply their knowledge in the real world. The instruction provides an excellent opportunity for students to further their understanding of the challenging topics. Includes Recorded Instruction & Slide Deck.

Recorded Instruction

$99-$199

Get instruction at your pace with a recording of one of our live webinars.

Instructor Slide Deck

$49-99

Get the same slides our instructors use to lead our classes.

Package (Recorded Instruction & Slide Deck)

$149-249

Order both the Instructor Slide Deck and the Recorded Instruction and save!

The provincial exam is not included in these packages. It must be arranged through your provincial insurance regulator.

$995.00

The Elder Planning Counselor (EPC™) course provides education for professionals working with clients over 55 in many different fields, including financial planning, insurance, accounting, funeral planning, social work, and nursing.

The course is designed to help you understand the issues facing the elder population and prepare you to plan solutions for their well-being.

BCC is authorized to offer seminars and webinars that will help in obtaining this designation by the Canadian Initiative for Elder Planning Studies (CIEPS).

Time to complete

Live instruction
3.5 days

Self-study
Up to 6 months

Course content

The course covers several topics in 4 modules:

Aging & Health Issues

Social & Psychological Issues

Financial Issues

Communication & Other Timely Issues

Prerequisites

Financial planning, insurance, or other relevant professional certification or accreditation is recommended.

Format

You can choose distance learning or live instruction. Both options include:

  • 4-book desk reference set
  • Student workbook
  • Final exam

Distance learning students also receive a set of scripted EPC faculty PowerPoint slides.

Students attending the live instruction take the exam on the last day. Distance learning students can schedule a time to take the exam at a seminar or testing centre, such as BCC.

$400.00

The Chartered Life Underwriter (CLU®) certification provides the education needed to differentiate your practice in complex wealth transfer and estate planning. It’s considered an elite certification and is widely respected in the financial services industry.

The CLU certification is conferred in Canada exclusively by The Institute for Advanced Financial Education and course materials are provided by Advocis. BCC supports students taking this course by providing live or recorded webinars to aid in learning.

Prerequisites

  • The BCC Core Curriculum course or the Advocis Financial Planning Fundamentals Program for CLU® Certification. Advocis charges a fee to assess prerequisite equivalencies.
  • The prerequisite is waived for candidates who have completed their Certified Financial Planner® (CFP®), Qualified Associate Financial Planner™ (QAFP™) certification or an approved accounting certification. Financial planning, insurance, or other relevant professional certification or accreditation is recommended.
  • 4 years of experience within, or related to, the financial services industry.

Course content

255: Advanced Concepts in Tax & Law for Personal Planning

  • Wealth transfer and estate planning strategies for individuals and families
  • Use of life insurance and living benefits to manage personal risks and wealth preservation
  • Creation of trusts and other instruments to ensure the orderly transfer of individual wealth
  • Examination of the special tax reporting obligations facing individuals who enter or leave Canada

256: Tax & Legal Principles for Businesses and their Owners

  • Wealth transfer and estate planning strategies for businesses and business owners.
  • Legal and tax implications of certain business structures with particular attention to tax planning strategies
  • Issues to be addressed at the sale or transfer of the business or at the death of a principle
  • Tax complexities present in the operation of a corporation
  • Approaches to identify, apply, and synthesize appropriate income tax techniques used to restructure a corporation
  • Planning strategies for the orderly and tax-efficient of business wealth at retirement or upon death.

257: Advanced Estate Planning

  • Analysis of a client’s financial status and overall estate planning objectives
  • Explain the advantages and disadvantages of different estate planning strategies
  • Consider planning strategies involving the use of inter vivos and testamentary trusts
  • Assess the need for life insurance to support the estate plan and recommend alternative insurance strategies
  • In 2021, Advocis will update the assignment structure for Course 257. The BCC
    instruction will reflect this change for our Fall 2021 instruction, but the recording
    available for the Spring 2021 will not cover the second assignment or the new
    Ethics & Professional Standards.

Continuing education

Your CLU certification must be renewed annually with The Institute for Advanced Financial Education.

To maintain this certification, you need a minimum of 30 continuing education (CE) credits each calendar year, one credit of which must be from a recognized Ethics program.

The CLU modules may count for CE credits for other professional certification.

Format

Each of the Advocis modules are self-study with:  

  • Downloadable PDF of module content
  • Practice exam
  • Grades tool to keep track of your progression through the module
  • ReadSpeaker text-to-speech tool
  • Completion of two written assignments during the final module
  • Final open-book, case-based narrative response proctored exam
$400.00

The Certified Health Insurance Specialist (CHS®) certification is the only health insurance-focused certification in Canada. It gives financial advisors the tools to provide their clients with informed living benefits advice.

The CHS certification is conferred in Canada exclusively by The Institute for Advanced Financial Education and course materials are provided by Advocis. BCC supports students taking this course by providing recorded webinars to aid in learning.

Course time to be completed by:

Course 303
120 days

Course 504
120 days

Course 505
2 years

Course content

303: Disability Income Insurance – Individual and Group

  • The unique moral, physical and legal hazards associated with disability insurance
  • Your clients’ risk of disability in personal and business settings, and the importance of addressing this issue with them
  • Common provisions of a typical disability income policy, including optional coverage benefits
  • Steps associated with classifying occupations and preparing the application for head office underwriting
  • Factors affecting the disability claims process

504: Critical Illness, Long-term Care and Group Benefits

  • Unique challenges around the design and pricing of critical illness product and underwriting applications
  • Advanced planning with clients regarding their short- and long-term care needs
  • Different forms of long-term care insurance
  • Challenges facing aging clients
  • Complexities of group plan design, administration, underwriting and claims adjudication

505: Financial Planning Fundamentals for Health Insurance Professionals Program

The Financial Planning Fundamentals for Health Insurance Professionals Program is a combination of 5 modules that make up the Advocis Core Curriculum Program:

  • 911: Financial Planning Profession & Financial Services Industry Regulation
  • 912: Financial Analysis
  • 913: Credit & Debt
  • 914: Registered Retirement Plans
  • 922: Human Behaviour

Note: You may apply for an exemption from Course 505 if you have completed Unit 1, 2 & 6 of the BCC Core Curriculum or hold one of the following professional qualifications in good standing: CFP, QAFP, PFP, F.Pl. (Pl.Fin), CPA (or equivalent), CFA

Prerequisites

  • Advocis Financial Planning Fundamentals Program for CLU® Certification and CLU Certification Courses 255 and 256
  • 4 years of experience within, or related to, the financial services industry.

Format

Each of the Advocis modules are self-study with:  

  • Downloadable PDF of module content
  • Practice exam
  • Grades tool to keep track of your progression through the module
  • ReadSpeaker text-to-speech tool

BCC provides recorded instruction available through self-study.

Once your courses are completed, apply for your certification through The Institute for Advanced Financial Education.

Continuing education

Your CLU certification must be renewed annually with The Institute for Advanced Financial Education.

To maintain this certification, you need a minimum of 30 continuing education (CE) credits each calendar year, one credit of which must be from a recognized Ethics program.

The CLU modules may count for CE credits for other professional certifications.

$15.00

I need CE credits for my provincial insurance license(s) or my CFP®, CLU®, or CHS™ designation. I want to subscribe to access online CE and podcasts.

Looking for CE credits on your own schedule?

Need to get a better handle on your Continuing Education credits and requirements?

Take advantage of our low-cost monthly or yearly subscription to fill your needs!!

To subscribe now, simply click the "Subscribe now" button.

Monthly Subscription provides full access to the Online CE Catalogue and CE podcast quizzes. No minimum subscription.

Yearly Subscription provides full access to the Online CE Catalogue and CE podcast quizzes, plus complimentary registration into one full-day CE seminar or webinar and two half-day CE webinars. (We'll be in touch after registration to get you signed up.) Phoenix seminars not included.

Once you have ordered, our staff will be in contact within one business day to provide your course access.

Looking to get licensed with Harmonized LLQP? Click here.

Your automatically renewing subscription will give you unlimited access at no additional cost to our great online courses including:

Continuing Education

Online CE courses to complete at your own pace.

CE Drive Podcast

Please click here for more information on our CE podcast.

$300.00

The BCC Advanced Curriculum is an FP Canada-approved foundation course for students pursuing their Certified Financial Planner® (CFP®) certification.

The Advanced Curriculum introduces you to complex planning issues. This course is sometimes referred to as Unit 7 because it builds on the blocks, blueprints, tools, and construction skills you developed in units 1-6 of the BCC Core Curriculum.

The BCC Advanced Curriculum will introduce you to 2 more “clients,” but this time their financial planning needs are more complex. As you work through this unit, you’ll learn to apply the content in the textbook to these realistic case study scenarios.

The online resources give you a variety of approaches to your studies:

  • Instructors, graders, and student advisors provide support, including daily monitoring of discussion forums by a course instructor.
  • Electronic textbooks are supported by recorded instruction or optional live instruction.
  • Access video playlists and forums with instructor participation.
  • Receive feedback-based assignments and quizzes.

Self-paced study
30 hours

With live instruction
60 hours

Unit 7: Advanced Curriculum

  • Intro to Business Structures
  • Corporate Taxation
  • Financial Planning for Business Owners
  • Advanced Tax Concepts
  • IPP and RCA
  • Living Benefits Insurance and Accessing Cash Values
  • Domestic Contracts
  • Estate Freezes
  • Trusts
  • Buy Sell Agreements

Prerequisites

Format

You can choose online, self-paced study, live instruction, or a combination of all three.

$225.00

The BCC Core Curriculum is an FP Canada-approved foundation course for students pursuing their Qualified Associate Financial Planner™ (QAFP™) certification or Certified Financial Planner® (CFP®) certification.

The Core Curriculum gives you the technical knowledge financial planners require for their careers. It provides the building blocks, blueprints, and tools you need to construct financial plans for Canadians.

The BCC Core Curriculum will introduce you to 7 new “clients,” each with a unique—but familiar—situation. As you work through the sections of the curriculum, you’ll learn to apply the content in the course material to these realistic case study scenarios.

The online resources give you a variety of approaches to your studies:

  • Instructors, graders, and student advisors provide support.
  • Electronic textbooks are supported by recorded instruction or optional live instruction.
  • Access video playlists and forums with instructor participation.
  • Receive feedback-based assignments and quizzes.

Self-paced study
100 hours

With live instruction
150 hours

Unit 1: Personal Finance Building Blocks

  • Intro to BCC Core Curriculum
  • Economics for Financial Planners
  • Financial Planning Fundamentals
  • Credit and Borrowing Fundamentals
  • Credit and Borrowing Products
  • Emergency Funds and Personal Financial Statements

Unit 2: Benefits, Math & Legal Building Blocks

  • Canada Pension Plan
  • Old Age Security and Other Govt Benefits
  • Applying for Government Benefits
  • Introduction to the Financial Calculator
  • Applications of the Financial Calculator
  • Measuring Returns and Risk
  • Intro to the Legal System
  • Bankruptcy and Insolvency
  • Family Law

Unit 3: Blueprints (Taxation)

  • Intro to Tax
  • Income Tax Calculation
  • Dispositions of Assets
  • Family Tax Issues

Unit 4: Investment & Insurance Tools

  • Stocks and Bonds
  • Investor Behaviour
  • Risk and Portfolio Construction
  • Derivatives, Shorts, and Advanced Investment
  • Pooled and Managed Investments
  • Risk and Insurance Contracts
  • Life, Living Benefits, and Property and Casualty Insurance
  • Taxation of Insurance and Liability Insurance

Unit 5: Retirement & Estate Planning Tools

  • Pensions
  • RRSP, RESP, RDSP, TFSA
  • Retirement Planning and Annuities
  • Intro to Estate Planning
  • Wills and Will Challenges
  • Powers of Attorney and Capacity
  • The Estate and the Executor
  • Education Planning
  • Disability Planning
  • Household and Family Financial Planning

Unit 6: Construction (Behaviour, Practices & Regulation)

  • Decision-Making and Heuristics
  • Case Study: Cash Flow Management
  • Money Attitudes
  • Financial Planning Recommendations
  • The Brain
  • Client Communication
  • Licensing, Regulation, and Business Models
  • Consumer Protection and Securities Law

Prerequisites

No prerequisites currently. Effective April 2022, a post-secondary degree from an accredited university or college will be required for new CFP certification applicants and a diploma will be required for new QAFP applicants.

Format

You can choose online, self-paced study, live instruction, or a combination of all three.

Live instruction

Students may wish to add engaging live instruction to help achieve the goal of timely completion and a thorough understanding of the content. Access live instruction by subscription or per unit. Live webinar access allows you to interact with your instructor and other students. Our unique weekly instruction approach is scheduled around FP Canada program timelines and takes students through the Core Curriculum in half a year.

translation missing: en.general.search.loading